Job Description

• Fundamentals of coverage, terms and conditions. 
• Ability to offer coverage, terms and conditions on wholesale transportation market which generate a profit for the Westchester Casualty department while meeting the needs of the customer. 
• Risk Assessment. 
• Ability to identify risk exposures, special or common hazards, and appropriate controls. 
• Ability to select risk based on exposure and risk analysis.
• Ability to analyze claims and quantify losses.
• Financial proficiency. 
• Understanding of financial statements and ratios used in risk analysis. 
• Understanding of insurance financial fundamentals; impact of underwriting decisions on company assets. 
• Ability to understand credit risk.
• Actuarial fundamentals. 
• Ability to understand loss trends, loss triangles, and ratemaking. 
• Ability to quantify risk based on experience history and forecasting methods.
• Marketing and Communications. 
• Ability to sell and negotiate to achieve bottom line profitability for the Company. 
• Ability to make presentations and communicate articulately.
• Ability to base communications on strategic thinking. 
• Ability to manage producer strategy.
• Systems and programs. 
• Ability to use systems and software programs needed to conduct daily business.

• Solicits new and renewal submissions from brokers.
• Determines terms and conditions and complex rating plans
• Binds coverage
• Documents the underwriting files
• Handles more complex files and portfolios within underwriting authority

• 3-5 years underwriting experience
• Bachelor’s degree

• Knowledge of transportation insurance industry
• Knowledge of wholesale casualty market